
Thinking about getting a vacation home where the beach is close by, you can always eat fresh seafood, and life moves slower, even if it's just for a weekend? Long Island ranks among New York's top spots for vacation properties. It offers everything from cute beach cottages to high-end waterfront homes. Maybe you like the South Shore beaches or the quiet North Fork wine country.

Most people, when buying a home, apply for a mortgage. Ultimately, when you apply for a mortgage, the bank decides how much they are willing to lend you, and at what rate. While there are a number of factors that affect the bank's assessment, your credit score does play a major role. Before you even start looking at Suffolk County homes for sale or Nassau County homes for sale, it's wise to have a good understanding of credit scores in relation to home buying. Here's what you need to kno...